Our Terms and Conditions
- Must be at least 18 years old.
- Must have good moral character to honor a commitment.
- Must have a minimum monthly income of €500.
- A credit that is not repaid within the terms of the contract may result in legal action, including the publication of your identity card across all channels displayed at our agency. The transfer period is a maximum of 48 hours.
Documents Required
- Scanned copies of your identity documents (front and back).
- A copy of your bank account statement (RIB) or postal account statement (RIP).
- The latest electricity bill or any other equivalent document to justify your address.
- The most recent payslip or any other document that can verify your monthly income.
Interest Rate
Fixed annual APR of 2.15%, depending on the amount borrowed and the credit duration.
Repayment
- Repayments for your personal credit are tailored to fit your budget. You can undertake one or multiple projects.
- You will receive your financing within 48 hours after your request is approved by our administrators.
- No proof of use is required. You can use your credit as you wish; the decision is yours!
- You can request to adjust your repayment amounts up or down every 6 months.
- You can request to defer a monthly payment each year.
- You can repay all or part of your credit without penalty.